After reading Senator Rob Portman’s statement last week regarding the Social Security Disability Fund, I decided that my topic for the blog would be SSDI and what it means for people with disabilities.
Senator Portman stated that, “The Social Security disability fund is going belly up in 2016.” The article goes on to explain that due to increased spending and the number or people claiming social security disability there is not enough money currently in the fund to last after the year 2016.
The article also continues to reassure people that Congress and the White House are likely to act before then. The point is to make people aware of what is happening.
For some people with disabilities working is not an option which is why having another means of supporting themselves, such as SSDI or SSI is beneficial. For others, these government benefits works as supplemental income, allowing people with disabilities to hold a part time job or look for work that is suitable to them. SSDI is not a long term answer for everyone who has a disability and should not be viewed as such.
As a person who works with people with disabilities I am often asked: what is the difference between SSI and SSDI?
Social Security Disability Insurance (SSDI) pays benefits to you and certain members of your family if you are “insured,” meaning that you worked long enough and paid Social Security taxes.
Supplemental Security Income(SSI) pays benefits based on financial need.
When you apply for either program, the Social Security Administration will collect medical and other information from you and make a decision about whether or not you meet their definition of having a qualifying disability.
To read the rest of the article regarding the future of Social Security Disability please visit http://www.politifact.com/ohio/statements/2013/apr/15/rob-portman/sen-rob-portman-says-social-security-disability-fu/